
CAFE Proudly Announce the Appointment of David MacDonald to the Board of Directors
The Canadian Association for Financial Empowerment (CAFE-ACAF.org) joyfully celebrates David MacDonald, MBA, CAIP, having joined our Board of Directors, an appointment that heralds his visionary leadership in guiding our mission to empower every Canadian in this new era for our industry.
As a Board Director, David will help steer strategic vision, infusing our national initiatives with research-driven leadership, clarity, and a commitment to human-centred solutions. His leadership will advance our promise to prioritize lives over ledgers, fostering equitable and inclusive programs that uplift communities across Canada.

CAFE Proudly Announce the Appointment of Sarah Gryschuk to the Board of Directors
The Canadian Association for Financial Empowerment (CAFE-ACAF.org) is pleased to announce the appointment of Sarah Gryschuk to its Board of Directors for the 2025–2029 term.
Sarah joins CAFE as Senior Legal Counsel at Sagen Mortgage Insurance Company Canada, bringing her expertise in regulatory, corporate, and ethical matters within the national housing and lending ecosystem. With prior experience as an associate at Clyde & Co LLP, she offers a strong foundation in commercial law and compliance. Her skills will enhance CAFE’s governance as we expand our impact across Canada.

CAFE Welcomes Krista Lee Hynes to the Board of Directors
The Canadian Association for Financial Empowerment (CAFE-ACAF.org) is pleased to announce the appointment of Krista Lee Hynes, to its Board of Directors for the 2025–2029 term.
Krista is the founder of Ignite Financial Solutions Inc. a Certified Financial Planner, CAFE Certified, and holds deep roots in Newfoundland and Labrador, where she serves a broad range of community needs. She recently earned her certification through CAFE, reinforcing her longstanding commitment to ethical, client-first financial guidance. With a practice grounded in clarity, strategy, and respect, Krista has guided individuals and families through some of life’s most complex financial crossroads with integrity and measurable impact.
Her appointment reflects a broader evolution within CAFE: one focused on elevating leaders who not only serve at the community level, but who bring governance insight and sectoral courage to help build a more resilient industry. Krista represents exactly that; a practitioner with the lived credibility to understand financial distress and the leadership capacity to strengthen systems that promote ethical, outcomes-based service.

CAFE Appoints Susan Carter as Chair of the Board of Directors
The Canadian Association for Financial Empowerment (CAFE) is pleased to announce the appointment of Susan Carter as Chair of our Board of Directors. Susan will work closely with her fellow Directors to steward CAFE’s impact in the coming year. Her legacy of strategic communications, sector-wide collaboration, and social commitment make her a powerful ambassador for financial dignity in Canada.

Holiday Relief and Financial Empowerment: The Impact of Bill C-78
Tax break for the holidays raising your “Holly Jolly Meter? Discover how the Tax Break for All Canadians Act creates immediate savings for households this holiday season and how AFCC professionals can leverage this opportunity to empower clients with actionable financial strategies. Learn tips to guide clients in maximizing savings, reducing debt, and turning temporary relief into long-term financial stability

BREAKING NEWS: CAFE CONNECT – Empowering AFCCs to Grow and Transform Communities
CAFE CONNECT is the revolutionary all-in-one platform for financial counsellors and service providers in Canada. Build your practice, create custom education tools, and manage clients seamlessly—all while empowering communities through ethical and client-centric services. Start today and grow with CAFE CONNECT.

Canadian Association for Financial Empowerment Reinforces Commitment to Protect Vulnerable Canadians Amidst Name Change
We welcome you to the Canadian Association for Financial Empowerment. Subscribe and learn about the news, advice and opinions of AFCC professionals everywhere.
Start your road to excellence and be part of an accredited professional community.

INDUSTRY NEWS
Authored by AFCC Industry Experts across Canada. It’s a movement. Elevating the Standard in Canada with our AFCC Alumni of excellence dedicated to financially empowering Canadians through Financial Literacy and Counselling.
Our AFCC Code of Ethics and Standards of Practice helps to align client centric professionals to a standardized service approach while also acting as a safeguard while helping Canadians become empowered.