Canadian Association for Financial Empowerment (CAFE)

CAFE supports financial empowerment through education, resources, professional certification, and community initiatives.

CAFE administers the Certified Financial Counsellor (CFC™) certification program. The Canadian Centre for Accreditation is the independent accreditation body for credit counselling services.

The Ontario Association of Not-For-Profit Credit Counselling Services Act, 1997 concerns uniform province-wide standards for not-for-profit credit counselling in Ontario.

Ethics & Standards:

Code of Ethics

Standards of Practice

Terms of Service‍ ‍ Privacy Policy‍ Governance‍ Accessibility‍ Security Policy

© 2026 Canadian Association for Financial Empowerment (CAFE). All rights reserved. 
CFC™ is the Trademark owned by Canadian certification-mark application no. 2415387 for financial counselling services.