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Authored by CFC™ Industry Experts across Canada. It’s a movement. Elevating the Standard in Canada with our CFC™ Alumni of excellence, Board of Directors and Accredited Not For Profit Credit Counselling Services and members, all dedicated to financially empowering Canadians through Financial Literacy and Counselling.

Our CFC™ Code of Ethics and Standards of Practice helps to align client centric professionals to a standardized service approach while also acting as a safeguard while helping Canadians become empowered.

CAFE Team 2025-12-19 CAFE Team 2025-12-19

Happy Holidays and Seasons Greetings from Team CAFE

The Canadian Association for Financial Empowerment (CAFE) sends this special video greeting to everyone from Team CAFE to you and yours this holiday season.

See you upon our return when our office reopens January 6, 2026.

The Canadian Association for Financial Empowerment (CAFE) is a leading organization dedicated to advancing financial literacy, education, and empowerment across Canada. It focuses on helping individuals and families achieve financial well-being through education, resources, and personalized financial counselling. By providing programs, training, and support, CAFE plays a pivotal role in enhancing financial awareness and offering practical tools for individuals to take control of their finances, ultimately fostering financial stability and empowerment across communities.

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At CAFE, we believe in empowering everyone, everywhere. That’s why our website is designed mobile-first, ensuring a seamless experience on any device. We’re also committed to accessibility, with ADA-compliant features like alt text for images, keyboard navigation, and screen reader compatibility. Explore our resources with confidence, knowing that we’ve built our website with you in mind. Contact us if we have missed anything.

® 2024, Canadian Association for Financial Empowerment (CAFE) is a Non-Profit, formerly the Ontario Association for Not-For-Profit Credit Counselling Services (Ontario Association for Credit Counselling Services) and the Canadian Association for Credit Counselling Services.